Commercial Insurance

Protecting what you’ve built, properly.

Tailored, straightforward cover for businesses across Greater Manchester and beyond.

Commercial Insurance Broker in Greater Manchester

Based in Royton, Royton Insurance Services supports businesses across Greater Manchester and the North West with tailored commercial insurance solutions. As an independent insurance broker, we compare policies from a wide panel of insurers to ensure your business is properly protected.

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Manchester city skyline with modern high-rise buildings and urban streets, representing commercial locations and business environments

Protecting your business, your people and your peace of mind

Every business faces different risks. We take the time to understand how your company operates, identify potential exposures and arrange cover that genuinely reflects your needs.

Who we help

• Trades and construction
• Professional services
• Retail and hospitality
• Offices and commercial property owners
• Manufacturers and wholesalers
• Start-ups and growing businesses

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Our Services

  • Public liability insurance protects your business if a member of the public is injured or their property is damaged as a result of your work. Whether you operate on client premises, at events or from your own site, this cover helps protect against legal costs and compensation claims. We’ll ensure your policy reflects the scale and nature of your business activities.

  • If you employ staff, employers’ liability insurance is a legal requirement in most cases. It protects your business if an employee becomes ill or is injured as a result of their work. We arrange employers’ liability cover that meets regulatory requirements and provides reassurance for both you and your team.

  • Professional indemnity insurance protects your business against claims of negligence, errors or omissions in the services you provide. Particularly important for consultants, advisers and professional service firms, this cover safeguards your reputation and finances if a client alleges financial loss due to your advice or work.

  • For many businesses, a combined policy can be the most practical solution. Business insurance packages can include public liability, employers’ liability, property cover and additional protections tailored to your sector. We compare options from a wide panel of insurers to build a package that fits your business properly.

  • Commercial property insurance protects your business premises, contents and equipment against risks such as fire, flood, theft and accidental damage. Whether you own or lease your building, we’ll ensure your property cover reflects its true value and the risks associated with your location and operations.

  • If your business relies on vehicles, the right fleet or commercial vehicle insurance is essential. From single vans to larger fleets, we arrange policies that protect your drivers and vehicles while helping you manage risk and downtime effectively.

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Why choose Royton Insurance Services for your business?

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Friendly, personal service

You’ll speak to real people who take the time to understand your business and what matters most to you.

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Clear advice without the jargon

We explain everything in plain English so you always understand your options and feel confident in your cover.

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Access to a wide panel of insurers

We’re not tied to one provider, so we can compare options and find cover that genuinely suits your business.

Let’s protect your business properly

Speak to a real person who understands business insurance and will take the time to get your cover right.